. Financing |
|---|
Financing is now available to qualified buyers in the
USA on the purchase of all NEW VENUS pedal
harps, either in showroom inventory, Distributor inventory or new production
harps built to client specifications, as well as (any) USED HARPS (which
may be available) in our showroom.
Financing is available to all types of qualified customers: Individual
Consumers, Businesses, Churches, Institutions, Schools, etc.
Finance periods range from 6 months to 120 months and there are
no prepayment penalties.
A minimum 10% deposit is required on all financed purchases at the
time of credit application submission, along with copy of current
State photo ID or Drivers License. Copy of Driver's License or Photo ID
must be notarized stating the signature on the ID is the same as the person/signature
on the credit application; credit application and contract must also be notarized
at time of completion and signature by client.
To submit a credit application to you for your completion, we must
know the SPECIFIC HARP MODEL AND THE EXACT NUMBER OF MONTHS YOU WISH TO FINANCE. RATES
ARE BASED ON TIME, NOT AMOUNTS.
Shipping/insurance or delivery charges are billed directly to customer
and not part of the finance price unless specifically requested by customer. Same
applies to any other accessories, parts or services purchased by client
at time of order and finance application.
Current finance rates (eff;8/28/07) are:
6 - 60 months 11.99%
61 - 120 months 12.99%
(6 month increments)
Note: Credit approvals on applications
are good for 30 days from date of approval. If harps are being
built per client's specs and not from completed inventory then the
credit application must be resubmitted when the harp is complete and
prior to shipment and execution of the actual finance contract.
These rates are subject to change without notice by the finance company
and will be updated in accordance. Rates are locked in at time of credit
approval. There is no prepayment penalty on contracts paid early
according to terms of finance company.
You may call the Business Office (1 847 818 0578) for a Credit Application
form. You may also fax any questions directly to Business Office/Financing
847 818 0868 or email to us at dak@venusharps.com (subject
line: Financing questions)
Please note that used harps are always very limited and not always
available. Prices, models and finishes will vary with available inventory. Prices
quoted on any used harps currently in showroom are final prices. Used harps
are sold in AS IS condition. Rebuilt/refurbished harps come with limited warranties
ONLY on the major components that have been replaced. No harp (new or
used) will be held for more than 24 hours without a security deposit that will
be applied as part of the purchase deposit for the instrument.
FINANCING APPLIES BY LAW TO CLIENTS WITH PERMANENT RESIDENCE WITHIN THE CONTINENTAL USA, HAWAII AND ALASKA ONLY. WE DO NOT FINANCE OUTSIDE THE USA BORDERS.